What crime applies when an officer finds a loaded handgun in plain view during a traffic stop?

When an officer discovers a loaded handgun in plain view during a traffic stop, the charge of carrying a loaded firearm applies. This is typically considered a felony because it involves the illegal possession of a loaded weapon in a public space without a proper permit or justification.

The nature of the firearm being loaded and visible enhances the seriousness of the offense. Carrying a loaded weapon can pose a direct threat to public safety, which is why jurisdictions often categorize this violation more severely than other firearm-related offenses.

In this scenario, while there could be other related charges depending on the context (such as possession by someone legally prohibited from owning a firearm), the act of carrying a loaded firearm without proper authorization is a clear violation of firearm laws designed to enhance public safety.